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INSURANCE ASSURANCE INC.
"YOUR PREMIER HOME INSURANCE ADJUSTER IN FLORIDA SINCE 1999"
Insurance Assurance Inc. “Your Home Insurance Adjuster” successfully representing many policyholders throughout Melbourne Florida and all of Brevard County Florida. We are Brevard County residents with our office located in Brevard County Florida since 1999.
What is a Public Adjuster?
Public Adjusters are licensed professionals who manage the whole claim process on your behalf, not for the insurance company, ensuring you get the maximum amount of settlement that you’re entitled to.
Public Adjusters are your insurance claim adjuster working only for you, the insured. The insurance claim adjuster sent by the Insurance Company is their insurance adjuster and has a fiduciary duty to their client the Insurance Company, not you. As your insurance claim adjuster, we inspect the loss site, analyze the damages, assemble the claim support data, review the insurance coverage’s, determine current replacement costs, etc. We know how to properly investigate, document and get claims resolved with the maximum recovery.
Benefits of hiring Home Insurance Adjuster in helping you settle your claim:
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Public Adjuster’s expertise and experience with insurance claim can help you get a large settlement.
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Public adjusters are knowledgeable about insurance policies and the practices of insurance companies. They will help you process and document your claim thoroughly. They will negotiate with the insurance company to ensure you receive a fair settlement.
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Public Adjuster’s top priority is YOU, the customer, not the insurance company. Throughout the claim process, they will serve as your advisor and provide transparency.
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Public Adjusters will challenge the insurance company’s offer to ensure you will receive a fair treatment.
Your Home Insurance Public Adjuster
We are professional Public Adjusters or Your Claim Adjuster successfully representing Insureds throughout Florida.
Are all Claim Adjusters created equal?
All Claim Adjusters are not created equal. As a result of our company’s founder’s losses and dissatisfactions with Public Adjusting services, he became a Public Adjuster, and our company is committed to providing the best possible service to individual client.
Five things that you need to look for in a Home Insurance Adjuster?
There are several things that you should consider in hiring a good Public Adjuster:
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Public Adjusters must be licensed.
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Experience is essential for public adjusters. The Public Claims Adjuster should be knowledgeable enough so that you can go through the process without any setback. It is therefore recommended that Public Adjusters are familiar with what career they entail. Property adjusters must have a substantial amount of experience. An individual’s level of expertise increases with experience.
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Know the Public Adjusters’ terms of communication. Public Adjusters can handle your claim; however, you might want to get involved in the process of your claim. You might want to hire someone you are comfortable communicating with during the entire process.
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Public adjusters who make boisterous and lofty claims about what you can recover – when they even have a copy of your insurance contract – should be avoided. Before they examine your insurance contract in full, public adjusters will not know whether you have a case.
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Some Public Adjusters merely play a numbers game to see how many claims they can sign. Afterward, you put them in a drawer and don’t hear from them often. Knowing they will get their share as soon as you are tired and settle down.
Get what you are OWED and not what the insurance company wants to PAY.
Why should you consider Insurance Assurance Inc. your Home Insurance Adjuster?
We will exclusively work for You, not for your insurer.
Our company has been in the claim industry for over 20 years. We have managed and negotiated many claims for every type, whether it is man-made or natural damage.
We will not get compensated until you are.
We are not looking for a quick paycheck. We will thoroughly examine and investigate your claim and ensure that you will get a fair settlement from your insurer.
How is Public Adjuster compensated?
A Public Adjuster can benefit you by proving all of your losses and convincing the insurance company of their validity, getting you higher than the initially offered settlement. A public Adjuster earns 10% to 20% of the total settlement amount, which is paid upon receipt of checks from the insurance company. There are no upfront fees and no cost to you if we do not get an award from an Insurance Company higher than the initial offer. If we don’t document and collect more than you have been paid or offered, our services are FREE!!
We work for you not, the insurer.
Conscientious Public Adjusters can make a tremendous difference in the amount and quality of a policyholder’s settlement. We know the insurance business and are familiar with all procedures and also work hard to get the maximum recovery for our clients.
Client satisfaction is one of our primary goals. We work hard and do our best to provide clients the best satisfaction. Insurance Assurance Inc., your Florida Public Claims Adjuster is a Better Business Bureau Accredited Business with an A+ rating.
We receive No fees upfront. We work on a contingency basis payment is due when the insurer pays. If we don’t document and collect more than you have been paid or offered, our services are FREE!!!
We Have successfully Settled many claims with most insurance companies!
Types of Claims
PAST CLAIM EXAMPLES
| INSURER'S ESTIMATE | OUR COLLECTIONS | DIFFERENCE | % INCREASE | STATUS |
|---|---|---|---|---|
|
$11,215.49 |
$486,602.87 |
$475,387.38 |
Over 4,239% |
PAID |
|
$23,850.00 |
$285,262.35 |
$261,412.35 |
Over 1,095% |
PAID |
|
$40,753.74 |
$178,802.57 |
$138,048.83 |
Over 339% |
PAID |
|
$25,434.27 |
$130,670.29 |
$105,236.02 |
Over 414% |
PAID |
|
$36,244.43 |
$181,964.90 |
$145,720.47 |
Over 402%
|
PAID |
|
$22,199.27 |
$99,199.70 |
$77,000.43 |
Over 347% |
PAID |
|
$3,559.62 |
$31,784.41 |
$28,224.79 |
Over 793% |
PAID |
Note: These are average cases. NOT EXCEPTIONS!
Denials Don’t Scare Us!!!
Recovery Examples
Type of Claim : Business (Restaurant/Convenience Store) – Fire/Smoke
Location : Orlando, Florida
Insurance Company denied claim in its entirety. We documented damage and under appraisal clause of the policy recovered $125,000 for the insured.
Type of Claim : Church – Wind/Water
Location : Pensacola, Florida
The church suffered water damages to the parsonage and Sunday school building. The Insurance Company denied the claim in its entirety. Recovery was $85,000 for the covered damages.
Type of Claim : Residential – Fire/Smoke
Location : Celebration, Florida
The insured contacted us as a result of the Insurance Company’s demand to use their “Preferred Contractor” to make repairs for a fire suffered. This “Preferred Contractor” cited that the electrical wires could not be repaired (spliced) and new wiring had to be installed. Although our investigation found the repairs started to be in disregard of the Preferred Contractor’s own estimate; as he had already installed a junction box by splicing the existing wiring in violation of code. We had the local building department investigate and they found the repairs improper and failing to meet code. The Insurance Company’s Preferred Contractors provided an estimate for $11,215.49, although since our involvement the Insurance Company has offered $249,852.03 toward the repairs and there is another $50,000 in dwelling damage we are seeking. A 2,127% increase has been paid.
Type of Claim : Residential – Wind/Water
Location : Indialantic, Florida
A Client contacted us due to a dispute with his Insurance Company on a tile roof. The insurance company wanted to repair and the insured felt a new roof was required and he was owed $53,000. Neither the Insurance Company’s adjuster nor the insured had addressed all the damages suffered. We resolved the claim for $324,000 gaining recovery for the replacement roof and the interior damages suffered. A 511% increase.
| INSURER'S ESTIMATE | OUR COLLECTIONS | STATUS |
|---|---|---|
|
Denied |
$2,300,000.00 |
PAID |
|
Denied |
$329,186.76 |
PAID |
|
Denied |
$184,670.00 |
PAID |
|
Denied |
$81,682.27 |
PAID |
|
Denied |
$27,629.92 |
PAID |
Typically our collections are 100’s % higher than the Insurance Company’s original estimate. Call today for a FREE consultation. If we inspect your loss and if our investigation finds the Insurers offer fair, you at least have the peace of mind of having a free professional second opinion.
Why should I hire a Public Adjuster?
In a report by the office of program analysis and government account ability for the state of Florida dated January 2010 Policyholders with public adjuster representation typically received higher settlements than those without public adjusters This report denotes 2005 hurricane claims with public adjusters resulted in a 747% higher claims payment.
Types of Claims
INSURANCE PAYS…
WE ASSURE IT!!!
Disclaimer : Insurance Assurance Inc. has prepared this website for informational purposes only; it shall not constitute legal advice and should not be construed as such. The information on the website is provided only as general information that may or may not reflect the most current developments. Your specific needs are unique, and will depend on facts and circumstances that may not be addressed in this website.
FREE CONSULTATION, NO UPFRONT FEES!
Toll Free: 866-432-7093